Arizona Car Accident Lawyer

Every day, thousands of Arizona drivers navigate the busy streets of Phoenix, cruise along I-10, and travel the state’s highways. Most trips are routine and safe. But in a split second, everything can change. A distracted driver runs a red light. Someone merges without checking their blind spot. A drunk driver crosses the center line. Suddenly, you’re dealing with serious injuries, a totaled vehicle, mounting medical bills, and an insurance company that seems more interested in protecting its bottom line than helping you recover.

If you’ve been injured in a car accident in Arizona, you’re facing challenges that extend far beyond your physical injuries. You may be unable to work, struggling to pay bills, dealing with insurance adjusters who pressure you to settle quickly, and wondering how you’ll afford the ongoing medical care you need. You deserve better. You deserve an experienced advocate who will fight for your rights and pursue every dollar you’re owed.

At Eddington Law, our Arizona car accident attorneys have spent decades helping crash victims just like you. We know Arizona’s roads, we understand the state’s traffic laws and insurance regulations, and we have a proven track record of standing up to insurance companies and winning. With an office conveniently located in Phoenix, we’re here to guide you through this difficult time and fight for the justice and compensation your family deserves.

Arizona Car Accident Statistics: Understanding the Risks

Arizona’s roads can be dangerous. The state consistently ranks among the most hazardous in the nation for drivers, with thousands of crashes occurring each year:

Phoenix Metropolitan Area: The greater Phoenix area sees tens of thousands of crashes annually, making it one of the most dangerous metropolitan areas in the country for drivers. The combination of rapid population growth, heavy traffic, extreme heat, and aggressive driving creates a perfect storm for accidents.

Interstate 10: This major corridor through Arizona is particularly dangerous, with frequent multi-vehicle crashes, commercial truck accidents, and high-speed collisions.

Rural Highways: Arizona’s rural roads present their own dangers, including limited lighting, wildlife crossings, and long distances between medical facilities—meaning even “minor” crashes can become serious emergencies.

Monsoon Season: Arizona’s summer monsoon storms create hazardous driving conditions with sudden dust storms (haboobs), heavy rain, flash flooding, and reduced visibility.

Behind every statistic is a real person whose life has been changed by someone else’s negligence. If you’re one of those people, we’re here to help you fight back.

Common Causes of Car Accidents in Arizona

Car accidents in Arizona happen for many reasons, but most share a common thread: someone’s negligence. Understanding what caused your accident is crucial to building a strong case and holding the right parties accountable.

Distracted Driving

Distracted driving is one of the leading causes of car accidents in Arizona. Despite laws prohibiting texting while driving, countless drivers still:

  • Text, email, or use social media while driving
  • Make phone calls without hands-free devices
  • Eat or drink behind the wheel
  • Adjust GPS or entertainment systems
  • Apply makeup or groom themselves
  • Turn around to deal with children or pets

Taking your eyes off the road for even a few seconds at highway speeds means traveling the length of a football field blind. The results are often catastrophic.

Speeding and Aggressive Driving

Arizona drivers are notorious for aggressive driving behaviors. Speeding reduces reaction time, increases stopping distance, and makes crashes more severe. Aggressive driving also includes:

  • Tailgating
  • Weaving through traffic
  • Running red lights or stop signs
  • Refusing to yield right-of-way
  • Road rage incidents

Phoenix-area highways can feel like racetracks during rush hour, with drivers pushing well above speed limits and making dangerous maneuvers.

Impaired Driving

Despite strict DUI laws, impaired driving remains a serious problem in Arizona. Drivers under the influence of alcohol, marijuana, prescription medications, or illegal drugs cause devastating crashes. Impairment slows reaction time, impairs judgment, and reduces coordination—a deadly combination on Arizona’s busy roads.

Failure to Yield

Many Arizona car accidents occur when drivers fail to yield the right-of-way:

  • Turning left across oncoming traffic
  • Pulling out from parking lots or side streets
  • Merging onto highways without yielding
  • Failing to yield to pedestrians in crosswalks
  • Ignoring yield signs at intersections

These violations often result in devastating T-bone collisions or head-on crashes.

Reckless Driving and Traffic Violations

Running red lights, illegal lane changes, improper turns, and other traffic violations cause countless accidents in Arizona. Some drivers simply ignore traffic laws, putting everyone else at risk.

Drowsy Driving

Fatigue impairs driving ability as much as alcohol. Long-haul drivers on I-10, shift workers, and people who simply don’t get enough sleep cause accidents when they fall asleep at the wheel or experience reduced alertness.

Weather Conditions

Arizona’s unique weather creates hazardous driving conditions:

  • Monsoon storms: Sudden heavy rain, dust storms, and flash flooding
  • Extreme heat: Can cause tire blowouts and mechanical failures
  • Sun glare: Particularly dangerous during sunrise and sunset
  • Dust storms: Create zero-visibility conditions on highways

Vehicle Defects and Maintenance Issues

Sometimes accidents result from vehicle defects or poor maintenance:

  • Tire blowouts
  • Brake failures
  • Steering system malfunctions
  • Defective airbags
  • Accelerator problems

When defective products or negligent maintenance cause accidents, manufacturers, dealerships, or repair shops may be liable.

Poor Road Conditions

Poorly maintained roads, inadequate signage, dangerous intersections, or construction zones can contribute to accidents. Government entities responsible for road maintenance may be held liable in some cases.

Types of Car Accidents We Handle in Arizona

At Eddington Law, we handle all types of car accidents throughout Arizona, including:

Rear-End Collisions

These are among the most common types of accidents, often caused by following too closely, distracted driving, or sudden stops. While they may seem minor, rear-end accidents frequently cause serious injuries like whiplash, back injuries, and traumatic brain injuries.

Intersection Accidents

Crashes at intersections—including T-bone collisions, left-turn accidents, and crashes caused by running red lights—are particularly dangerous and often result in severe injuries.

Head-On Collisions

These devastating crashes, often caused by wrong-way drivers, drunk drivers, or drivers who cross the center line, frequently result in catastrophic injuries or fatalities.

Sideswipe Accidents

Occurring when vehicles traveling parallel make contact, often during lane changes or merging. While they may seem less serious, sideswipes can cause loss of control and lead to more severe secondary crashes.

Multi-Vehicle Pileups

Arizona’s highways see frequent multi-vehicle accidents, especially during dust storms or heavy traffic. These complex crashes often involve multiple at-fault parties and insurance companies.

Rollover Accidents

SUVs and top-heavy vehicles are particularly susceptible to rollovers, which often result in catastrophic injuries or death.

Hit-and-Run Accidents

When a driver flees the scene, we work with law enforcement to identify the at-fault party and pursue compensation through your uninsured motorist coverage if necessary.

Parking Lot Accidents

Low-speed collisions in parking lots can still cause significant injuries and vehicle damage. Determining fault can be complex in these scenarios.

Single-Vehicle Accidents

Even if no other vehicle is involved, you may have a claim if road defects, vehicle defects, or other factors contributed to your crash.

Common Injuries in Arizona Car Accidents

Car accidents can cause a wide range of injuries, from minor to catastrophic. Common injuries we see include:

Whiplash and Soft Tissue Injuries

The sudden force of a collision causes the head and neck to snap forward and back, damaging muscles, ligaments, and tendons. Whiplash can cause chronic pain and mobility issues that last for months or years.

Back and Spine Injuries

From herniated discs to spinal cord damage, back injuries can be debilitating. Severe spinal injuries may result in partial or complete paralysis.

Traumatic Brain Injuries (TBI)

Even “minor” concussions can have lasting effects. Severe TBIs can cause permanent cognitive impairment, personality changes, and disability.

Broken Bones and Fractures

The force of a collision can break arms, legs, ribs, wrists, and other bones. Some fractures require surgery and extensive rehabilitation.

Internal Injuries

Blunt force trauma can damage internal organs, causing internal bleeding and other life-threatening complications that may not be immediately apparent.

Burns

If a vehicle catches fire or hot fluids are released, burn injuries can be severe and require extensive treatment, including skin grafts.

Cuts and Lacerations

Broken glass, metal, and other debris can cause deep cuts that result in permanent scarring and disfigurement.

Psychological Trauma

Many accident victims develop PTSD, anxiety, depression, or driving phobias after a serious crash. These psychological injuries are real and compensable.

Wrongful Death

Tragically, some car accidents prove fatal. When negligence causes a death, surviving family members may be entitled to wrongful death compensation.
 
The full extent of your injuries may not be immediately apparent. That’s why it’s crucial to see a doctor right away and have an experienced attorney who understands the long-term implications of your injuries.

Arizona Car Accident Laws You Need to Know

Understanding Arizona’s traffic and insurance laws is crucial to protecting your rights after a car accident.

Arizona’s Comparative Negligence Rule

Arizona follows a “pure comparative negligence” system. This means you can recover compensation even if you were partially at fault for the accident. However, your recovery will be reduced by your percentage of fault.
 
For example, if your total damages are $100,000 and you’re found 20% at fault, you can still recover $80,000. Insurance companies will aggressively try to shift blame to you to reduce their payout—which is why you need an experienced attorney to minimize your assigned fault.

Arizona’s Minimum Insurance Requirements

Arizona law requires drivers to carry minimum liability insurance:
  • $25,000 per person for bodily injury
  • $50,000 per accident for bodily injury
  • $15,000 per accident for property damage
 
These minimums are woefully inadequate for serious accidents. If the at-fault driver carries only minimum coverage, your damages may exceed their policy limits. That’s when your own uninsured/underinsured motorist (UM/UIM) coverage becomes critical.

Statute of Limitations

You have two years from the date of the accident to file a lawsuit in Arizona. If your accident involved a government vehicle or government employee, you must file a notice of claim within 180 days. Missing these deadlines typically means losing your right to compensation forever.

Arizona’s Mandatory Reporting Law

You must report any accident to law enforcement if it resulted in injury, death, or property damage exceeding $1,000. Failing to report can result in penalties and may affect your insurance claim.

Seat Belt Laws and Their Impact

Arizona requires all front-seat occupants to wear seat belts. Defendants may argue that your failure to wear a seat belt contributed to your injuries, potentially reducing your recovery under comparative negligence rules.
 

Dealing with Arizona Insurance Companies After a Car Accident

After an Arizona car accident, you’ll deal with insurance companies—either the at-fault driver’s insurer, your own insurance company, or both. Understanding how they operate is crucial to protecting your rights.

Remember: Insurance Companies Are Not on Your Side

Insurance companies are for-profit businesses. They make money by collecting premiums and paying out as little as possible on claims. Even your own insurance company has a financial incentive to minimize what they pay you.

Common Insurance Company Tactics in Arizona

Quick Lowball Settlement Offers: Adjusters may offer a fast settlement before you understand the full extent of your injuries. Once you accept and sign a release, you cannot pursue additional compensation—even if you discover more serious injuries later.
 

Requesting Recorded Statements: Insurance adjusters will ask you to provide recorded statements about the accident. They use carefully worded questions designed to get you to say things that can be used against you.

Disputing Medical Treatment: Insurers routinely claim your medical treatment was unnecessary, excessive, or unrelated to the accident. They may pressure you to see doctors they select who minimize your injuries.

Delaying the Claims Process: Insurance companies may drag out the process, hoping financial pressure will force you to accept a lowball offer.

Shifting Blame: Even when their insured clearly caused the accident, insurance companies look for any way to blame you, reducing their payout under Arizona’s comparative negligence rules.

Surveillance: Insurance companies may hire investigators to follow you or monitor your social media, looking for anything that might undermine your claim—even innocent activities taken completely out of context.

 

What You Should NEVER Do When Dealing with Insurance

  • Never give a recorded statement without consulting an attorney first
  • Never sign any documents or releases without having an attorney review them
  • Never accept a settlement offer without understanding the full value of your claim
  • Never apologize or admit fault
  • Never discuss your accident on social media
  • Never minimize your injuries or pain
The best way to deal with insurance companies is to have an experienced Arizona car accident attorney handle all communications for you.
 

Compensation Available in Arizona Car Accident Cases

If you’ve been injured in an Arizona car accident, you may be entitled to various types of compensation:

Economic Damages

Medical Expenses: All past and future costs of medical treatment, including emergency care, hospitalization, surgery, medication, physical therapy, rehabilitation, assistive devices, and ongoing care needs.

Lost Income: Wages and salary you’ve lost due to missing work during recovery, including sick leave, vacation time, and personal days used.

Lost Earning Capacity: If your injuries prevent you from returning to your previous job or reduce your future earning ability, you can recover compensation for this diminished potential.

Property Damage: Cost to repair or replace your vehicle and any personal property damaged in the accident.

Out-of-Pocket Expenses: Transportation to medical appointments, prescription costs, home modifications, and other accident-related expenses.

Non-Economic Damages

Pain and Suffering: Physical pain, discomfort, and ongoing symptoms from your injuries.

Emotional Distress: Anxiety, depression, PTSD, and psychological trauma.

Loss of Enjoyment of Life: Inability to participate in activities and hobbies you enjoyed before the accident.

Loss of Consortium: Compensation to spouses for loss of companionship and intimacy.

Disfigurement and Scarring: Permanent physical changes affecting your appearance.

Arizona does not cap non-economic damages in car accident cases, allowing you to pursue full compensation for your suffering.

Punitive Damages

In cases involving extreme recklessness—such as drunk driving or intentional harm—Arizona courts may award punitive damages to punish the wrongdoer and deter similar conduct.

The total value of your claim depends on many factors: the severity of your injuries, medical expenses, lost income, how the accident impacts your life, the strength of evidence, available insurance coverage, and the skill of your attorney. Our experienced team thoroughly evaluates every aspect of your case to pursue maximum compensation. 

Why You Need an Arizona Car Accident Lawyer

Some accident victims wonder whether they really need an attorney. Here’s why legal representation matters:

We Know the True Value of Your Claim

Insurance companies hope you don’t know what your case is worth. We do. We calculate all your damages—including future medical costs and lost earning capacity you may not have considered.

We Handle All Communication with Insurance Companies

Once you hire us, we deal with the insurance adjusters so you don’t have to. We protect you from giving statements that could hurt your claim and ensure your rights are protected throughout the process.

We Investigate Your Accident Thoroughly

We conduct our own independent investigation, gather evidence, interview witnesses, consult with experts, and build the strongest possible case for you.

We Negotiate Aggressively

Insurance companies know we’re experienced trial attorneys who aren’t afraid to go to court. This reputation gives us significant leverage during settlement negotiations.

We’re Prepared to Go to Trial

While most cases settle, we prepare every case for trial. If the insurance company won’t make a fair offer, we’re ready to present your case to an Arizona jury.

We Work on Contingency

You pay nothing upfront. We only get paid if we win your case. This means quality legal representation is accessible regardless of your financial situation.

Studies Show Represented Clients Recover More

Research consistently shows that accident victims represented by attorneys recover significantly more compensation than those who handle claims themselves—even after attorney fees are deducted.

What to Do After a Car Accident in Arizona

The steps you take immediately after an accident can significantly impact your ability to recover compensation:

Check for Injuries and Call 911

Your safety and health come first. Check yourself and others for injuries. Call 911 to report the accident and request medical assistance if anyone is hurt.

Move to Safety If Possible

If vehicles are drivable and blocking traffic, move them to the shoulder or a safe location. Turn on hazard lights and use flares or warning triangles if available.

Call Law Enforcement

Arizona law requires reporting accidents that cause injury, death, or property damage exceeding $1,000. A police report provides crucial documentation for your claim.

Exchange Information

Get the other driver’s name, contact information, driver’s license number, license plate number, insurance company, and policy number. Also get contact information from any witnesses.

Document the Scene

If you’re physically able:

  • Take photos of all vehicles, damage, the accident scene, road conditions, traffic signs, skid marks, and debris
  • Take photos of visible injuries
  • Write down your recollection of how the accident happened
  • Note weather conditions, time of day, and traffic conditions

Seek Medical Attention Immediately

Even if you don’t think you’re seriously hurt, see a doctor right away. Some injuries have delayed symptoms. Delaying medical care gives insurance companies an argument that you weren’t really injured.

Notify Your Insurance Company

Report the accident to your insurance company, but provide only basic factual information. Don’t give detailed statements or accept any settlement offers before consulting an attorney.

Preserve Evidence

Keep all medical records, bills, repair estimates, and accident-related documentation. Don’t repair or dispose of your vehicle until your attorney advises you to do so.

Be Careful What You Say and Post

Don’t apologize or admit fault at the scene. Don’t discuss the accident on social media. Insurance companies monitor social media and will use your posts against you.

Contact an Experienced Arizona Car Accident Attorney

The sooner you have legal representation, the better. An attorney can protect your rights from day one, preserve evidence, and handle communications with insurance companies.

How Eddington Law Handles Arizona Car Accident Cases

When you choose Eddington Law to represent you, here’s what you can expect:

Free Consultation

We’ll listen to your story, review the facts of your case, explain your legal options, and give you an honest assessment—all at no cost to you.

Thorough Investigation

We conduct our own comprehensive investigation:

  • Visiting the accident scene
  • Obtaining police reports and witness statements
  • Reviewing medical records
  • Consulting with accident reconstruction experts
  • Analyzing insurance policies
  • Gathering all available evidence

Accurate Case Valuation

We calculate the full value of your claim, including all current and future damages.

Handling All Communications

We deal with insurance companies on your behalf, protecting you from tactics designed to reduce or deny your claim.

Aggressive Negotiation

We negotiate assertively for maximum compensation, using our experience and reputation to secure the best possible settlement.

Trial Preparation and Litigation

We prepare every case as if it will go to trial. If settlement negotiations fail, we’re ready to present your case to a jury.

Regular Communication

We keep you informed throughout the process, answer your questions promptly, and make ourselves available when you need us.

Compassionate Service

We understand what you’re going through and treat you with the respect and personal attention you deserve during this difficult time.

Frequently Asked Questions About Arizona Car Accidents

How long do I have to file a car accident claim in Arizona?

You have two years from the date of the accident to file a lawsuit. However, don’t wait—evidence can disappear and memories fade. Contact us immediately to protect your rights.

What if the other driver doesn’t have insurance?

If the at-fault driver is uninsured or underinsured, you may be able to recover through your own uninsured/underinsured motorist (UM/UIM) coverage. We’ll explore all available options.

What if I was partially at fault for the accident?

Arizona’s comparative negligence rule allows you to recover compensation even if you were partially responsible. Your recovery will be reduced by your percentage of fault.

Should I accept the insurance company’s settlement offer?

Never accept a settlement without consulting an experienced attorney first. Initial offers are almost always far below what your case is truly worth.

How much is my car accident case worth?

Every case is unique. The value depends on your injuries, medical expenses, lost income, pain and suffering, and other factors. We’ll provide an honest evaluation during your free consultation.

Do I really need a lawyer for my car accident?

While not legally required, having an attorney dramatically increases your chances of receiving fair compensation. Studies show represented clients recover significantly more than those who handle claims themselves.

How long will my case take?

Some cases settle within a few months, while complex cases may take longer. We work efficiently while ensuring you receive full compensation.

What if I can’t afford a lawyer?

You can afford us. We work on contingency—no upfront fees, and we only get paid if we win. Your consultation is free.

Can I still file a claim if I didn’t call the police?

You should have called the police, but you may still have a claim. Contact us immediately—we can help document the accident through other means.

What if my injuries didn’t appear right away?

Many injuries have delayed symptoms. Seek medical attention as soon as symptoms appear and contact us right away. The “discovery rule” may extend your filing deadline in certain situations.

Contact an Arizona Car Accident Lawyer Today

If you’ve been injured in a car accident anywhere in Arizona, don’t face the insurance companies alone. You need experienced legal representation that will fight for your rights and pursue the full compensation you deserve.

At Eddington Law, we’ve spent decades helping Arizona car accident victims rebuild their lives. We know Arizona’s roads, traffic laws, and insurance regulations. We know how insurance companies operate, and we know how to win. With our Phoenix office conveniently located to serve clients throughout Arizona, we’re here to help.

Time is critical. Evidence can disappear, witnesses’ memories fade, and Arizona’s statute of limitations is strict. The sooner you contact us, the better we can protect your rights

Your consultation is completely free and confidential. We’ll listen to your story, answer your questions, explain your legal options, and give you an honest case assessment. You have nothing to lose and everything to gain.

Don’t wait another day. Contact Eddington Law today:

  • Call our Phoenix office for immediate assistance
  • Visit eddington.law to learn more about our firm
  • Stop by our Phoenix office for a face-to-face consultation

We serve car accident victims throughout Arizona, including:

  • Phoenix
  • Scottsdale
  • Tempe
  • Mesa
  • Chandler
  • Glendale
  • Peoria
  • Gilbert
  • Surprise
  • Tucson
  • Flagstaff
  • And all surrounding communities

You’ve already been through enough. Let us handle the legal fight from here. We’re ready to stand up for you and pursue the justice and compensation you deserve.

No fees unless we win. Call today.